I meant did the loan companies lend to just anyone without being under pressure to do so?
You can probably blame legal immigrants more than illegal immigrants here. Both participated but never believe the legal ones are angels. In my opinion they less fearful of breaking the law than I am because they can always scoot back home. While the only country I have is the USA
Plenty of legal immigrants are poor and uneducated. Don’t speak much English. They are greedy too so they resort to scams and criminality in this housing bubble