So my friends are liars and I don’t read articles I ping you to.
Boy oh boy am I glad I’m not married to you.
you and me both.
The real problem behind the sub-prime meltdown was the passing off of risk to the least knowledgeable participants - the borrowers and the investors.
Loans originating from Mortgage brokers and bought and repackaged by banks never counted in the CRA’s tally.
So your shyster friends who were processing no-doc loans they knew the customer could never pay back are the real criminals in this situation, they are just trying to pass the blame onto black people.