You sound like you may be a fan of Dave Ramsey, if not, I'll bet you could become one! The man has been there and back, having gone bankrupt with a young family, now he has a highly successful radio show, several books, and a show on Fox Business Network. I listen to him every day after work, especially Fridays... that's when he has people who have succeeding in paying off all debt (excluding or including house) to call in and scream about being debt free. Inspiring!
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