I agree, but this administration has basically said it isn't going to bother investigating any fraud. I just wonder sometimes why do we even bother with all these laws if they aren't going to be enforced?
When there are clear cases of Fraud and Conspiracy, there should be vigorous investigations, to not do so is to put the American Taxpayer on the hook for FDIC deposit insurance costs that were incurred through criminal activity.
Business is Business, but robbing the taxpayer is not legitimate business whatsoever.