Honey, I'm not. The contractor who is painting my house addresses me as "gal" routinely. It's just the way he talks. I can tell from his manner and the tone of his voice that he means no offense, and I take none. If he spoke to me in a derogatory tone of voice or grabbed my a$$ while calling me "gal," then I would be offended. In cases like this, the delivery is more important that words themselves.
Gal is normal.
“Sweetie” is gay. ;^)