I understand what you're saying.
My husband and I are in a position where we don't necessarily have to believe the future will be what we want it to be.
Without children, we can think of the worst and prepare. If we had children, well, we'd laugh at all this $hit. We'd have to.
Now I’m just the opposite, with kids I think of the worst and prepare. (My old tagline was Ever Vigilant, Never Fearful). Now if I were single, then I could laugh at it. Although I have noticed where the price of beer is going up as well. ;)