PET: That is your personal interpretation of Scripture.
No, that is Scriptural truth. Those words are "spirit and life" for all graced with eyes to see and ears to hear.
Which he shed on us abundantly through Jesus Christ our Saviour; That being justified by his grace, we should be made heirs according to the hope of eternal life." -- Titus 3:5-7"Not by works of righteousness which we have done, but according to his mercy he saved us, by the washing of regeneration, and renewing of the Holy Ghost;
How much clearer does it need to be?
None of us remains sinless after baptism.
A Roman Catholic shuts his eyes and then says, ‘that is your interpretation’