Folks we are ASSUMING the cruising bike was owned for a long time.
The fact is most NEW riders learn on a small cruising bike to get their DL endorsement and IMMEDIATLY go and buy their bike of choice.
This article is garbage because it does not consider how many of these riders are totally new OR EVEN HAVE AN ENDORSEMENT.
This is about progressive trying to NOT PAY CLAIMS BY COLORING POTENTIAL JURIES.
There are law journals that report 75-80% of accidents are NOT the fault of the motorcycle but the automobile. That is a huge pay out exposure. If progressive can taint the pool with junk science, then they can lower their pay out.
So now progressive will point to this flawed study to say, “see he switched bikes” or some other excuse to try and negotiate down the settlement pay out.
I finally broke down and got my endorsement last year via a motorcycle training course, as I had been riding for years without one, but the State of Washington instituted a new $1000 fine and impoundment if you didn’t have one. Plus I had heard to many horror stories about guys dropping their bikes during the test and figured that the $250 course was cheaper than repairs to my Springer.
We had about 8 people in the course and two of them dropped the little trainers, but amazingly everyone passed. I say this as there were 3 people that should never go any where near a motorcycle, including the 2 that dropped their bikes.
I also have known the instructor for many years and even he said a much...
It was a pretty scary thought and still is to know that these people may be out there riding today. These folks all had just purchased new bikes but had zero confidence in themselves when they started the course and even less when they graduated....