Anyways, the important thing is to have an economy where these people can get back in the game. Other place in the world, and the history of man, one chance one time, often for generations. Not good.
Most people come good and come through. Loans and debts are good things.
Most people...except Americans who have no business buying a home and illegal aliens who leave their homes in the middle of the night, leaving taxpayers to pick up the tab...