Hmmmm.
$100 into the system at 20% reserves yields over $350 of money coming out of the system.
$100 into the system at 10% reserves yields over $850 of money coming out of the system.
Either way, the banks created money. That was my point.
Your point was that banks cannot create money.
My estimates were a heck of a lot closer (I missed by $150) than yours (you missed by $860).
Yeah, I guess I made a math error after all...
My point is that you can't. Unless you prove you can.
I've only been asking since post #11. Take your time. LOL!