[null and void]

This one?

The one that shows a 10% reserve requirement magically turning a $100 deposit into a hair less than $1000?

I get it. Would you 'splain that to the Toddster for me?

I'd do it myself, but clearly my teaching skills aren't up to the challenge.

[Toddsterpatriot]

Table:[7] Fractional-Reserve Lending Cycled 10 times with a 20 percent reserve rate (sources: The Principle of Multiple Deposit Creation[8], Federal Reserve Bank of New York[9], Bank for International Settlements[4])
individual bank	amount deposited	amount lent out	reserves
A	100	80	20
B	80	64	16
C	64	51.20	12.80
D	51.20	40.96	10.24
E	40.96	32.77	8.19
F	32.77	26.21	6.55
G	26.21	20.97	5.24
H	20.97	16.78	4.19
I	16.78	13.42	3.36
J	13.42	10.74	2.68
K	10.74
			total reserves:
			89.26
	total amount deposited:	total amount lent out:	total reserves + last amount deposited:
	457.05	357.05	100
	commercial bank money created + central bank money:	commercial bank money created:	central bank money:
	457.05	357.05	100

If you can follow the math, you'll see that subtracting total loans from total deposits gives you the reserves.

In your bank example, deposits are $10,000 loans are $100,000 and reserves are $10,000.

Let me know how you managed to make $10,000 - $100,000 = $10,000.

Do you work for the government? LOL!

I'd do it myself, but clearly my teaching skills aren't up to the challenge.

Your thinking skills need some help too. LOL!