Anyone who is interested in understanding the process can read the article. Fractional reserve banking isn’t a mystery.
Except to you and a few of your pals on this thread.
If I could take bunch of worthless, illiquid toxic waste securities to the discount window, and get a $200billion loan from the fed, which I then to repair my balance sheet so I can then lend 10 to 1 on it and further multiply the money supply
Let's start a new bank. We'll call it the "dollarbull bank of economic ignorance". Now have the Fed loan this new bank $200 billion in T Bills that DBEI will use as reserves. On day one, how much does this bank have as deposits? How much can they loan?
Walk it thru step by step, slow enough so even Andy and Travis can understand.