I must respectfully disagree. The “old” wealthy people watch their small matters with an eagle eye. The “new” wealth ignore such items.
I know a lady who is “old” established wealth. She loves tomatoes. But, even though her private plane could easily fly them to her...she declines until they are in season in the area (her back yard).
Best money savers,,,dont smoke, maintain lean body, don’t drink much, don’t eat out. Starbucks is like crack cocaine,,you can make your own. Toyota cars last forever.
For carry out, Indian food is cheap and very soul satisfying.
We eat beans, love them, and soups of all kinds.
Don’t go to the mall, try not to read fashion mags.
But don’t stint on hair especially highlights,,they are a necessity. As is good make up and good skin care.
Best exercise is swimming and usually cheap at the y.
I am thinking of giving up land phone but need it for the burglar alarm. Gave up mags, can get them online. No newpapers, can read them online.
Don’t churn stock accounts, mutual funds with low fees are easier.
Health is the most important thing,,healthy is generally cheaper.
I love being frugal except there are some false ecomonies that cost more. Like buying bad cars, bad shoes and bags. A good pair of shoes is forever,,cheap ones fall apart. Good slacks are forever but you can use cheaper tops. And I buy everything in black or brown so it all goes together.
ANd avoid diamonds, big cars, too big houses, to much eating out and expensive hobbies.
A friend told me about a couple she knows who were making tons of money as fast as they could fill out the forms. They were mortgage brokers. I wonder how that couple is doing now? Not too well, I bet.