[RKBA Democrat]

Another tip. Drop your mega-bank. This is in the category of if-you-lay-down-with-dogs, you’re-gonna-get-fleas. Their business tactics are machiavellian, to put it kindly.

You can get a much better deal on loans, credit cards, etc at a good credit union. Shopping around is the order of the day, of course. A lot of folks have been touting ING direct, and they do look to be a better deal than the mega-banks, but their rates on savings don’t appear to be as good as some of the larger credit unions.

[the invisib1e hand]

I've had accounts with at least three little banks that were taken over by megabanks within a year or so because, as Mojo Nixon so aptly sang, "I hate [big] banks!"

However, it appears that Machiavellian tendencies will reap what they sow (with interest, of course).