I would assume they always factor weight into their premiums. Along with smoking, blood pressure, pre-existing conditions, etc.
Try factoring risks like same sex sodomy or frequent anonymous sexual encounters while using drugs and no condoms. The Lavender Mafia will tell you that is forbidden.
Indeed. I applied for insurance through healthinsurance.org and thought I had a really good premium for an excellent plan with great coverage.
Well, I get my brochure and info and they are charging me like 20 bucks more. I was told that I rated as obese for being 217 lbs (I’m no bodybuilder but I put on a significant amount of muscle and would appear to be in relatively good shape to any casual inspection.) The rep had no ability to change anything and since then I’ve not had insurance because I’m not paying extra money because I’m in BETTER shape and stronger than I was before.
By BMI standards the entire NFL, damn near, is obese or overweight. Stupid. I believe even Darrell Green would have qualified at 5-8 for being overweight (185 lbs)