No, just follow Biblical advice and don’t borrow money at interet “it makes you a slave.”
Sorry, I feel bad for people with credit card debt, as I had some when I was an E-1 starting out in the Army.
I sucked it up, lived on base, sold my car, and gradually got out of debt. Paid for college with cash/GI benefits. I did buy a house with a 20/80 15 year mortgage -— and paid it off in 8.
People live above their means. I live below and have way north of a million dollars (almost two) in the bank/stocks/bonds -— and I don’t have some high income, either.
Which makes you "rich" and therefore first in line for the bill when the socialists in DC come to bail these grasshoppers out.
>People live above their means. I live below<
Too many people tend to spend the way our leaders spend...as if it was someone elses money. Then they cry, “I am a victim” demanding help. Yes, a victim of their own stupidity.