[Calvin Locke]

... and made his money on his own.

I'm pretty sure he started out with a pile, small though, but what he has accumulated.

[lone star annie]

He did not take over his Daddy’s business like Steve Forbes did. He was recruited out of Harvard by Bain because he was one of the top five graduates from the business school.

He did not need his family’s money to achieve good grades. He was Valedictorian of his class at B.Y.U..