The Scriptures say that a man who does not provide for his family is worse than an infidel. So it is the responsibility of every man to provide for his wife and children even in the possibility of his death.
Dave Ramsey is right!
1) Get the Will! Don't let the courts and the lawyers get your money instead of your wife and kids.
2) Get a Living will. Same reason as #1
3) Get Life Insurance! If you don't have enough in the bank to take care of your wife (even into her old age) and young kids to adulthood, Life Insurance is a MUST!
4) Save for Retirement! Who believes Social Security will be around in 20 years. Most companies do not give Pensions anymore. If your not getting your companies matching 401k/Roth funds - you are a FOOL! If your company doesn't have a 401k/Roth and you don't have one, Open one at a bank/credit union Today! Make Regular or AUTOMATIC DEPOSITS.
5) Save for Kids College. If you have kids under 10, open a savings or other account for each child with Regular or Automatic Deposits. If you have a kid over 10 and you don't have anything saved! STEP ON IT! Your time is short.
Women, smile at the man and ask him if he loves you in these 5 things. Keep doing that until he does them.
Ah hell.......we all know that but it’s more fun to complain. But have you ever looked at the eyes of a loved one in a nursing home? They say a lot.