If the economy crumbles like 29, it really, really matters where you have your money. Insured accounts are a good bet.
I got out of the market several months ago and sank our money into home improvements. Since we live in a modestly-priced, modestly-sized house with a fixed-rate mortgage, I am confident that my investment is safe. Later, when the economy recovers, I can sell the house and recoup my equity, or just continue to live in it.
If the economy crumbles like 1929,you better stock up on guns and ammunition.
Because the Day of the Locusts will be at hand.