Ohhhhhh. You're going to spend it?
I think baybabe thought you were going to leave it in the bank forever. Or burn it.
As others have pointed out, it's only when you buy a NEW car that you have trouble. Just go get a hooptie and all will be cool.
BTW, what do you think about the tuition exclusion of the FT (where "all goods and services are taxed, without exception")?