I routinely cash out a lot more than that. But you are right and you are wrong : ) Banks typically do not have a lot of cash sitting in the vault, that would be stupid. Ideally from the banks perspective they would loan out every single dollar that they have. They carefully calculate how much cash is going to be needed for withdrawals each day and when someone like me comes in and needs a lot of cash they simply may not have it on hand.
Now piddly little withdrawals like a couple of grand are no big deal.
Okay, I am wrong. Furthermore the “current” financial crisis is nothing more than those bugaboo democrats trying to talk the economy down for political gain. All I will say is this. If you live within five miles of a 7-11, you are toast.