Don't worry. The Feds will just add a huge new tax on withdrawls from 401ks. You can count on it. Did you really think the government promotion that we can avoid taxes if we invest in 401ks was anything other than a ruse?
Well, when some joker told me to give them 15% of my salary for the next 30 years and they would give me a million when I was ready to retire. I knew it was a scam.
This is why i never invested in Roth IRAs (the kind you pay taxes on upfront, and can withdraw from tax-free). I laughed at our advisor & told him no way in hell would they not be taxing those funds in 30 years.
They even tell you so, if you read the Social Security fine print.