I also believe health care is a local issue for states. Not the federal government. In fact, the only constitutional aspect the federal government could have would be transportability across state lines.
Exactly. Health insurance companies should be allowed to offer their policies in all 50 states. As of now, they have restrictions on what states they can sell. It creates small monopolies throughout each state, which limits choices, which causes higher premiums because the risks of diverse demographics cannot be spread out. States like Florida, Arizona, etc., with excessive amounts of elderly people, have higher rates because they are the biggest users.