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When my grandmother asked for money, I immediately started thinking about her spending that I consider wasteful. She regularly pays for brunch for herself and friends, and frequently hosts parties for friends. If she didn't do these things, I thought, she wouldn't need my money. And while I don't mind paying for my grandmother's brunch, I don't particularly want to treat her friends.

And I hope when you and your wife die and leave your precious savings account to your kids that they take all of that money and spend it foolishly, by going to a few retirement homes and taking a whole bunch of lonely old ladies out to brunch, maybe even give them a day to get their hair done. That would be a horrible waste of money./s And you and your wife can spin in your graves over the loss of your god.