The current policy of government intervention into the health care business has removed that standard old fashioned approach. Bottom line. Government has no business in the health care business. Period.
Out here in CA, we have lots (thousands, millions?) of uninsured individuals who use Public Hospitals to take care of them because they have no other place to go. The Public Hospitals must treat them. And the taxpayers pay the bill.
So one way or another, those of us who have private insurance pay for those who don’t.