Here in Memphis, a lot more drivers think they know how to drive on ice and snow than actually know how to do so. One of the news stations was trying to show a car that slid into the curb in one storm. It was hit by another who made the same mistake, and another, and another. Finally, they gave up in disgust.
Our car insurance doubled when we moved from L.A. to Memphis.
In California, we were required to have drivers training before getting a high school diploma. I’m sure that has changed over the years. It's all about defense. I just don't go out on the roads when there is bad weather.