[Mojave]

My understanding is the state funded free care pool still kicks in if the person is insolvent and the bill can’t be paid.

Did you mean taxpayer funded?

[afortiori]

Exactly right. The state is funded by the taxpayers.

So the question remains, who is forcing whom to pay? That’s why I’m not reflexively against the INDIVIDUAL MANDATE/PENALTY to address the free-rider problem.

From my perspective, the EMPLOYER MANDATES are the worst part of the plan that were added by the legislature over Romney’s veto.