If you are still without a job you should be able to get a deferment from your Student Loan payments..Have you talked to the lending institution about this ?..There used to be several kinds of deferments available...
As for not being able to find a job with a Masters in Accounting i am shocked..Always thought that was like a golden Diploma...what happened to the accounting field ?...
There has been a globalist push over the past 60 years to send the professions overseas. With the advent of the computer age, we today live in an economy where the fruits of professional service are nearly procurable from off-the-shelf, over-the-counter products.
At present, steady working tradesmen will probably out produce the profesional in services rendered for cost, and in the next decade will probably receive most of the market share.
Unfortunately, systemwide catastrophic failures foreseeable by professional acumen, standards, and methodologies are not so intuitive to the tradesman. When they occur, and they will, it still remains to be seen if the professional will return to their prominence, or if society will simply adapt by throwing away the failed system to rebuild from scratch.
Without the professional, society will function fine, provided enough resources are available to squander on such a system. IMHO, time will tell.