People already pay less than the FT rate, and no one is left off the chart - all quintiles are represented. There is no rational comparison to the current effective rate, and that which is part of a fantasy dreamed up by the fairtaxers.
Most people do not pay less than the effective FT rate and, yes, there are 20 or more million left off of the chart in the form of those in the underground economy who will now pay a reasonable amount of tax in the form of the effective FairTax rate.
If they’re non-citizens, they’ll also pay a higher rate than the rest of us spending the same amount of money since they are not eligible for the prebate.
Why in the world do you walk wall street? I thought everyone there traveled by cab or limo (or bicycle in some cases)?