Posted on 12/10/2007 12:34:11 PM PST by ex-Texan
'Yippee Ki--yaaa ! . . . FICO' . . . So said Bruce Willis.
The old 1960's song went kind of that way. But it was more like 'Obama Rama' or 'Obamarama . . . Ding Dong Ding . . . Blue Moon' . . . LOL ! LOL !
Credit card companies. You just gotta love 'em. They are the only people who make more money by shredding their incoming mail - - than by opening it. Go figure that. . . . The whole world has been been tipped sideways on its axis. Up is down today and down may really be up. With the new subprime rescue program going into effect. Oh, well. Whatever . . .
I own one credit card. I pay it off at the end of every month, sometimes sooner. And I never use it unless I absolutely have to, otherwise I pay cash.
I’ve been burned before, had bad credit, gotten out of debt and now lead a Debt Free Lifestyle.
Well, that’s good for you! Still, if folks just used cash more, and carried no balance month-to-month on any credit card or line of credit — that would be just as good, for all practical purposes.
Wow. Is that a normal fee for a Discover card?
It's the dry air. Don't walk on carpet while opening the mail.
There is only one good way to use credit cards. I use my credit card for everything, but I pay in full every month. I never carry a balance. I have always done it this way, even back when we had little money.
Translation: An ORGY of check writing to political campaigns, a windfall for lobbyists, and enough cash flow in outright bribes to buy Switzerland.
I just got an 8-1/2X14 six page document from my only card company. Yes, yes, the account is always paid up, but still...BURIED in the tiny rambling writ, was a Default Rate of 33%. Yes, yes, I should not care....but it reveals enough of that company so I am hunting for another card.
If there is a defense for that rate, I would like to hear it. A sucker will NEVER dig themselves out, and that's the idea, isn't it?
Citibank has been doing this also...guess they lost so much money lending to illegal aliens to buy houses in CA.
Our Unocal and Office Depot cards at work are getting onerous lately...we are going to shut the Office Depot one off.
Don’t worry...Everyone on FR PAYS their bill in its ENTIRETY every month...I know...they will be here to state that fact...soon...
I hate these sob story articles! There are a million reasons why this woman fails the due diligence test, but having said that, Discover Card is the WORST credit card company out there. They constantly change the rules to scam their users. I don’t know how many times I kept checking my rewards and the needle never moved, only to learn that they had mysteriously changed the amount of points you could earn.
I have abandoned Discover Card...but I didn’t have to call Carl Levin to try and sell my sob story.
Here here! Bills PIF’d every month! I am proud to say I have managed I’ve gotten to the point where I don’t spend more then I make and have zero debt! It can be done... (but UGH some hard work involved)
Great minds think alike.
I have a credit card and hardly ever use it, but if I do I pay it off right away.
I just thought you should know. :-D
I have a Discover charge and don't know what the interest is since I pay the balance each month. I have never been charged an "internet fee" and if they ever charge me one, I'll quit doing business with them.
We pay our cards off each month and have actually stopped using them at all because I find their practices so distasteful. I think if any area needs reform it would be credit card companies. They are a bunch thieves constantly changing their terms, they are predators and masters at marketing their evil.
Same here. If it can be put on the plastic, I do it. My CC company pays me back 1-2% on all purchases and I have 25-55 days of interest free purchases. Works for me!
Sometimes I even pay my neighbor's credit card bills.
Everyone on FR has “above average” children, perfect teeth, no debt, and their &#*# don’t stink....at least they always show up to relay that fact....hahaha
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