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S&P: 3Q home prices fall by 4.5 percent
http://news.yahoo.com/s/ap/20071127/ap_on_bi_ge/home_price_index;_ylt=Atbjav2ke_0XDmhC1hdxvnKyBhIF ^ | 11-27-07

Posted on 11/27/2007 6:17:59 AM PST by Hydroshock

NEW YORK - U.S. home prices fell 4.5 percent in the third quarter from a year earlier, the sharpest drop since Standard & Poor began its nationwide housing index in 1987, the research group said Tuesday.

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S&P also reported that prices fell 1.7 percent from the previous quarter, the largest consecutive quarterly decline in the index's history.

The S&P/Case-Schiller quarterly index tracks prices of existing single-family homes across the nation compared with a year earlier.

A separate index that covers 20 U.S. metropolitan areas dropped 4.9 percent in September from a year earlier. A 10-area index decreased 5.5 percent from the previous year.


TOPICS: Business/Economy; Miscellaneous; News/Current Events
KEYWORDS: vulturegram
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1 posted on 11/27/2007 6:17:59 AM PST by Hydroshock
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To: Hydroshock; Calpernia; cbkaty; Nervous Tick; ex-Texan; RockinRight; NVDave; Neidermeyer; ...

Economy/Credit/Housing Issues Ping List

If you want on or off this list let me know.


2 posted on 11/27/2007 6:19:29 AM PST by Hydroshock ("The Constitution should be taken like mountain whiskey -- undiluted and untaxed." - Sam Ervin)
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To: Hydroshock

My home in Los Angeles went up 120% in the last 5 years. If it drops 50% I’m still doing well. In 12 months the speculators will be out and another 20 year cycle will start like the last two I remember.


3 posted on 11/27/2007 6:23:10 AM PST by joinedafterattack
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To: Hydroshock
Meanwhile, housing prices rose 9.4% here, go figure why didn’t make the MSM??
4 posted on 11/27/2007 6:24:10 AM PST by BlabItGrabIt (Anyone opposing rate cuts is in Hillery's or Rudy's camp)
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To: BlabItGrabIt

hahahahahah

Sellers can ASK whatever they want... its what it sells for that matters.

Just because a seller decided to ask more doesn’t mean jack.

They’ll drop their price to get it to sell... which is why the national price of home that has sold dropped nearly 5%.

Your fact didn’t make the news because, well it doesn’t mean jack.


5 posted on 11/27/2007 6:26:01 AM PST by HamiltonJay
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To: Hydroshock

How come battling inflation is good only when it applies to everything but house prices? Somebody explain this.


6 posted on 11/27/2007 6:28:29 AM PST by central_va
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To: joinedafterattack

Shhh, you’re not supposed to remind the sky is falling crowd that ALL markets are cyclical and you certainly aren’t supposed to point out that people who have owned their homes for more than about two years have built up a considerable amount of equity.


7 posted on 11/27/2007 6:31:24 AM PST by wagglebee ("A political party cannot be all things to all people." -- Ronald Reagan, 3/1/75)
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To: central_va

Housing bubble: bad

Housing crash: bad

Housing stagnation: bad

All bad, all the time.

Any questions?


8 posted on 11/27/2007 6:31:30 AM PST by Larry Lucido (Hunter 2008)
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To: Hydroshock

Big deal. Housing fell 4.5 % after going up 200%. Oh my, run, the economy is falling apart...


9 posted on 11/27/2007 6:34:05 AM PST by Nathan Zachary
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To: central_va

you’ll have to ask the man behind the curtain


10 posted on 11/27/2007 6:36:08 AM PST by stylin19a
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To: Hydroshock

Yawn ....

(with apologizes to my Economics prof)

markets go up,
markets go down,
year after year
it goes round and round


11 posted on 11/27/2007 6:43:31 AM PST by taxcontrol
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To: Hydroshock

S&P: CDOs backed by pools of subprime mortgages are AAA rated. Whoops....


12 posted on 11/27/2007 6:46:52 AM PST by dashing doofus (Those who are too smart to engage in politics are punished by being governed by those who are dumber)
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To: Nathan Zachary
Big deal. Housing fell 4.5 % after going up 200%. Oh my, run, the economy is falling apart...

There is a correction going on in the housing market, nothing more, nothing less. If you bought a house at an inflated value a couple of years ago and are trying to sell it now, it's tough. You may not make much money, or you may lose some money. But if you are planning on hanging on to it for 7-10 years, you will definitely be able to see an appreciation in value.

13 posted on 11/27/2007 6:51:45 AM PST by Tennessean4Bush (An optimist believes we live in the best of all possible worlds. A pessimist fears this is true.)
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To: central_va

Because a large portion of the net worth of most people is in their homes.

Yeah, it only affects them if they sell. Big whoop. Look at the number of people nationwide who plan to sell their homes this year and either cannot, or will get a lot less cash in hand.

That’s a big decrease in net spendable income in the consumer economy when you spread it out over the millions of people who would be selling their homes and putting that money back into the economy one way or another, either spending it, investing it, or even putting it into another house (the latter would have the least negative since the new home is likely cheaper too).

That’s why it’s different than a drop in the price of milk or gasoline.


14 posted on 11/27/2007 6:54:27 AM PST by RockinRight (Just because you're pro-life and talk about God a lot doesn't mean you're a conservative.)
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To: joinedafterattack
In 12 months the speculators will be out and another 20 year cycle will start like the last two I remember.

You want to bet on that? LOL

15 posted on 11/27/2007 7:03:27 AM PST by org.whodat (What's the difference between a Democrat and a republican????)
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To: BlabItGrabIt
All real estate markets are local, that has always been the case and that will aways be the case. And to state otherwise is ignorance of the market.
16 posted on 11/27/2007 7:05:30 AM PST by org.whodat (What's the difference between a Democrat and a republican????)
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To: central_va
"How come battling inflation is good only when it applies to everything but house prices? Somebody explain this."

Because "The American Dream" is to own your own home -so you can take out loans on it and buy all the things Americans dream of.

17 posted on 11/27/2007 7:10:28 AM PST by Justa (Politically Correct is morally wrong.)
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To: org.whodat
All real estate markets are local, that has always been the case and that will aways be the case. And to state otherwise is ignorance of the market.

Well, let others know the "sub-prime crisis" is one of the biggest frauds in history foisted upon the American people by the MSM! OK?

18 posted on 11/27/2007 7:12:20 AM PST by BlabItGrabIt (Anyone opposing rate cuts is in Hillery's or Rudy's camp)
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To: RockinRight

What about the benefits of lower prices?, more real DI for a new buyer.


19 posted on 11/27/2007 7:21:54 AM PST by central_va
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To: central_va

Yes, but you never want to REDUCE the amount of liquidity that consumers have available, regardless of prices.

It’s a crapshoot. And the uncertainty of how it shakes out and which “side” it ends up on (lower liquidity vs. lower prices) is why it’s a bigger concern than the price of milk going down $.40 a gallon.

That said...when has deflation EVER resulted in anything good for an economy?


20 posted on 11/27/2007 7:23:35 AM PST by RockinRight (Just because you're pro-life and talk about God a lot doesn't mean you're a conservative.)
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