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To: Shimmer

Leaving them open is better for your credit score though.

However, if they begin charging an annual fee, they have to notify you, and you cancel it at that point.


59 posted on 11/27/2007 7:00:49 AM PST by RockinRight (Just because you're pro-life and talk about God a lot doesn't mean you're a conservative.)
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To: RockinRight

I knew that but he made reference to not wanting it, so I was just sayin.....


68 posted on 11/27/2007 7:21:39 AM PST by Shimmer (If chocolate fudge could sing, it would sound like Barry White)
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To: RockinRight
Leaving them open is better for your credit score though.

Not if you don't use them. To maximize your score, leave them open and charge a little on it now and then to show activity. About a month before - one billing cycle - you go for a major purchase, have a small, not zero, balance on as many as possible.

99 posted on 11/27/2007 11:43:13 AM PST by D-fendr (Deus non alligatur sacramentis sed nos alligamur.)
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