Wrong again. As long as the government is not “forcing” (Romney’s word) us into a plan, we most certainly are free to opt in or out of any plan we choose. Under the Constitution of the United States as written, the government can’t force anyone to purchase a health insurance plan. Neither can a private employer.
There isn’t anything in the Constitution about funding trips to the ER for the uninsured...but it is done universally because it would be unconscionable to let those people die and rot in the street.
How do you propose addressing that issue?
BTW: You still haven’t answered my question about your own personal health insurance plan.