I like easy loans... I like them quite a bit. I don’t like people ruining them for everyone else. If I want to go big, these easy loans were there. In the future, these easy loans are more difficult to get, effectively removing one of my power tools... all because a bunch of drunk jackasses chopping off their little fingers.
They may be a little more expensive that’s for sure, but there will still be plenty of money to borrow if you are the right person. High risk loans? Forget it. They will still be around, but at much higher interest rates and “the lender can’t loose” situations.
Or you can just use some of that cash (Canadian bucks?) you have sitting around.