The simple issue at hand is who controls the total quantity of $ credit can debt in the economy, and who benefits from increasing it.
Maybe you are some 2nd rate publicist for Greenspan, I dunno. But you seem awfully concerned to obscure, deny or ignore the fact that money is created by the treasury / federal reserve (with perhaps, and ignoring their golden slice of the action, largely irrelevant middle men in the transaction); that its effect has been inflationary; that certain folks/entities benefit at the expense of other folks /entities; and that it creates perverse incentives that distort the economy and lead to malinvestment.