BTW, I answered your question earlier and asked you why it was a concern of yours. Since I answered the question you could at least be civil and reply.
Nevertheless I will answer yours. I have been concerned for some time that the expansion of credit in the economy has been reckless, and has led to a bubble in asset valuations, such as real estate speculation. It would appear that this is now starting to deflate. The bubble didn't do me any good on the way up, and it appears to be doing a lot of harm on the way down.