[Grams A]

Mortgage ins generally only pays if you die and the death is not self-inflicted.

[VxH]

[Mortgage ins generally only pays if you die and the death is not self-inflicted.]

Not this kind:

http://www.google.com/search?hl=en&q=%22Pool+insurance%22+securities

If you track the premiums on securitized pool insurance, you'll discover that they've geen going up for quite some time. 

I wonder what these insurance underwriters knew, that our toothless financial watchdogs didn't...?