[kidd]

A lifelong accumulated wealth of $860k does NOT have you rubbing shoulders with those who make $25Mil per movie. Those "wealth" categories are working-class categories.

Exactly. A family with a lifelong accumulated wealth of $860k will typically have a modest 3 bedroom home on a half acre plot in a suburb, with two moderate cars and without any "extras" such as a boat, vacation home, timeshare, etc

[Tenacious 1]

Exactly. A family with a lifelong accumulated wealth of $860k will typically have a modest 3 bedroom home on a half acre plot in a suburb, with two moderate cars and without any "extras" such as a boat, vacation home, timeshare, etc

As well as being in the 50s or 60s.

They will be on the brink of retirement - in the middle class. They are, by and large, the Baby Boomers expecting to match that net worth with SS for the rest of their lives (minus supplemental odd jobs).