[PeteB570]

I went and got private insurance.

[Free_in_Alabama]

Read his statement again. His employer drop the group coverage and at that time a condition was found that made insurance unavailable. Life insurance companies don't have to cover you.

One thing I would suggest to everyone is this: Get level term insurance outside of your employer. 10 year level term outside of your group plan + your group plan would be the best way to go. I am 38 and can now no longer get life insurance outside of my employer group coverage. Loose my job and no life insurance!