So you believe that too?
Yes, I know that's what TODAYS tax code says. That was wrtten at a time when the government wasn't so hungry.
Remember when SS was tax free? That wasn't so long ago.
Believe? No, it is a matter of law. Yes, laws can be changed, all laws. There are no guarantees. You can BELIEVE that the laws covering ROTH IRAs will be changed. So be it. I will continue to deal with the laws as currently written. Each to his own.