Wouldn’t it make more sense to just not take it in the first place?
Absolutely not, the libs derive their power from their ability to take money from you and redistribute it in a manner as to appease different groups which then depend on the govt to get their goodies. This would be a giveaway to the people making less than 60K / yr.
This is all about establishing a greater degree of control over your life, not what make sense and what is efficient.