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Family Caught Up in Capitol Hill Feud Over Children's Health Insurance (FR Not Mentioned)
NY Times via Austin Statesman ^ | Wednesday, October 10, 2007 | David M. Herszenhorn

Posted on 10/10/2007 5:35:57 AM PDT by kristinn

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1 posted on 10/10/2007 5:36:03 AM PDT by kristinn
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To: kristinn
The Frosts said they had recently been rejected by three private insurance companies because of pre-existing medical conditions. SNIP >>>RECENTLY is the KEY WORD!!

This was AFTER the ACCIDENT!!! Before the accident they could have gotten Health Insurance and they CHOSE NOT TO!!!

2 posted on 10/10/2007 5:39:27 AM PDT by Suzy Quzy (Hillary '08...Her PHONINESS is REAL!!!)
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To: kristinn
"If you don't want questions, don't foist these children onto the public stage."

The Democrat ploy of exploiting victims has to stop. Ann Coulter did us a great service by pointing this out with the Jersey Widows, and Michelle Malkin is right in hammering this point.

3 posted on 10/10/2007 5:39:47 AM PDT by ClearCase_guy (The broken wall, the burning roof and tower. And Agamemnon dead.)
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To: ClearCase_guy

These parents need to do what the rest of us did..get a job with enough pay/perqs to cover medical insurance.
Then again...these are liberal Puppies..so they can go out and do their thing without worrying about the result. Their parents are rich and Uncle Sugar will take care of them.


4 posted on 10/10/2007 5:53:00 AM PDT by Oldexpat
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To: Oldexpat

“These parents need to do what the rest of us did..get a job with enough pay/perqs to cover medical insurance.”

Exactly. We know from the couples’ marriage announcement that Mrs. Frost is a college grad. You can’t tell me that she can’t find employment somewhere with group coverage for her family. I have a friend who survived cancer in her early 20s. Her husband is self employed and they can’t find an individual policy that will cover her. So she works strictly for insurance coverage. Mature people do what they need to do in order to take care of themselves. Liberals expect someone else to pay for the consequences of their choices.


5 posted on 10/10/2007 6:11:00 AM PDT by LadyNavyVet
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To: ClearCase_guy

Exactly. If uninsured families is a growing crisis, and so many millions have the problem, certainly they should be able to easily find a family with kids in public school, a low-med income job, etc etc etc. And as said, we must question these folks put before us as examples....


6 posted on 10/10/2007 6:17:35 AM PDT by theDentist (Qwerty ergo typo : I type, therefore I misspelll.)
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To: kristinn

I’m so sick of this. For a while, we were stuck on an individual health plan that sucked and expenses that were through the roof. It cost us $4,500 out of pocket to have a healthy baby with a 24 hour hospital stay and no drugs. We could not afford to stay on that plan, as they kept jacking up the rates. We did qualify for SCHIP.

So, I went and applied to every Starbucks in the area because with working 20 hours a week for them I could get great health insurance. Did it suck leaving my six week old baby to work at some coffee shop? Sure did. Did it suck having to get up at 3:30am five days a week and then come home to a two year old and a newborn....yeah that was pretty hard. Could my husband and I hold our heads up and know that we, and we alone (God excepted), were providing for our children, absolutely.

Sure, handing coffee out a drive thru window wasn’t glamorous or even a good use of my college degree. But that wasn’t the point. The point was, there was a need that I could provide for my family and no one else was going to do it for us. I picked a job where between hubby and my work schedules required less than an hour of someone else babysitting our girls.

I kept working my other job, which is a private tutor, which has become more profitable over the years and is something that I loved to do. But when it failed to cover all needs presented, I filled the void, not my neighbors, not the government, not my family. I filled the void because I am an American dammit and that’s how we doing things!


7 posted on 10/10/2007 6:21:19 AM PDT by mockingbyrd (peace begins in the womb)
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To: Suzy Quzy

I’m confused...if this was the result of an auto accident, wouldn’t the car insurance company pay their medical bills?


8 posted on 10/10/2007 7:03:28 AM PDT by FES0844 (FES0844)
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To: kristinn
I read the comments about the Frost's like many did. Don't know what their circumstances are but, in reality, that's not the point. Their state, Maryland, is one of 14 that violates the "200% of poverty level" eligibility guidelines set up in the original legislation. Many states also expanded the definition of covered persons well beyond that of "children." (Aside: Why is an adult woman pregnant with a child for purposes of implementing this legislation, but when it comes to abortion, she's pregnant with a fetus?)

Abusing states fund their largesse by using funds that went "unspent" by other states that adhered to the guidelines, and there are fewer and fewer of them. Once the money's gone in a given year, people are left out that were truely the targets of the original legislation.

Now they get to claim the program needs to be expanded because so many have been overlooked. These clowns treat our tax money like their personal treasury with no ramifications.

9 posted on 10/10/2007 7:06:28 AM PDT by Renkluaf
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To: kristinn
“The Frosts said they had recently been rejected by three private insurance companies because of pre-existing medical conditions.”

It looks like the Frosts are going on defense. The least they could have done, not the state, is get insurance for the kids and doing an e-search I found a plan for 2 kids (12 and 15) in his area for under $90 a month.

10 posted on 10/10/2007 7:27:29 AM PDT by tobyhill (The media lies so much the truth is the exception)
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To: kristinn
When this family entered into a pact with the party of satan, they should not be surprised to be burned by the brimstone.

LLS

11 posted on 10/10/2007 7:40:34 AM PDT by LibLieSlayer (Support America, Kill terrorists, Destroy dims!)
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To: FES0844; Suzy Quzy; theDentist; kristinn; mockingbyrd

Good for you, Mockingbyrd! I bet you are a fine barista!

An excellent question, FESO844. But I think the limit is probably $100K and that would be for the other motorist. A drop in the bucket for a head injury case.

The problem is this:

States have the ability to get ‘waivers,’ which is how MD got past the 200% means test in the first place. We have to remember, no matter what assets they have, MD has waived the responsibility to meet the needs test!!!

Bottom line: the Frost case has been worked correctly by Fed and state guidelines for MD.

The system is flawed.


12 posted on 10/10/2007 7:53:53 AM PDT by Froufrou
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To: Froufrou

In Texas there’s an optional PIP (personal injury protection) that covers everyone in the vehicle that’s covered. The cost is based on the type of vehicle but is usually around $25 a month.


13 posted on 10/10/2007 8:04:36 AM PDT by tobyhill (The media lies so much the truth is the exception)
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To: tobyhill

Our auto ins. co. recently suggested we increase our liability coverage because we have an investment property worth about half as much as the Frost’s!


14 posted on 10/10/2007 8:09:36 AM PDT by Froufrou
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To: FES0844

And wouldn’t the accident report be public information?


15 posted on 10/10/2007 8:11:08 AM PDT by Son House ($$Proud Member of Vast Right Wing, Out To Lower Your Tax Rates For More Opportunities.$$)
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To: Froufrou
You have a wise insurance company. My Insurance company told me the same and I was able to get twice what I had for merely 20% more in cost. The PIP is optional but it covers everyone in the vehicle covered regardless who’s fault it is up to $100k and if it’s not the covered vehicle’s drivers fault the insurance will still pay then pursue the other driver, illegal or not.
16 posted on 10/10/2007 8:17:00 AM PDT by tobyhill (The media lies so much the truth is the exception)
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To: LadyNavyVet
"Mature people do what they need to do in order to take care of themselves. Liberals expect someone else to pay for the consequences of their choices."

Spot-on. Well said!

17 posted on 10/10/2007 8:20:28 AM PDT by SW6906 (6 things you can't have too much of: sex, money, firewood, horsepower, guns and ammunition.)
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To: mockingbyrd

Good on you! You have very good reason to be very proud!


18 posted on 10/10/2007 8:22:14 AM PDT by SW6906 (6 things you can't have too much of: sex, money, firewood, horsepower, guns and ammunition.)
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To: tobyhill; kristinn

Oh, yes, I understand subrogation and USAA [my company] is very good at it!

Looky here:

“Having priced private insurance that would cost more than their mortgage - about $1,200 a month - they continue to rely on the government program. In Maryland, families that earn less than 300 percent of the federal poverty level - about $60,000 for a family of four - are eligible.”

Well, well! It seems ‘pre-existing conditions’ had nothing to do with it after all, depending on who we’re reading!

http://www.baltimoresun.com/news/nation/bal-te.democrats29sep29,0,1093633.story


19 posted on 10/10/2007 8:28:02 AM PDT by Froufrou
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To: mockingbyrd

WHO paid for the FOUR Frost kid’s BIRTHS?????


20 posted on 10/10/2007 8:38:39 AM PDT by Suzy Quzy (Hillary '08...Her PHONINESS is REAL!!!)
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