minimum Bodily Injury Liability coverage of $20,000 per injured person up to a total of $40,000 per accident,
Yes, even with this, after reading the extent of their injuries,
http://www.kennedykrieger.org/kki_touch_article.jsp?pid=4884
Gemma was sitting right where the car struck the tree and sustained an open skull fracture, shattering her left eye orbit, leaving the eye swollen shut. Doctors used a bolt to monitor and relieve intracranial pressure that was causing her brain to appear “cloudy” on CT scans. She remained in a coma for three weeks. Graeme, sitting right behind her, was injured when his head struck a window with such force that the glass broke. He developed bleeding in several ventricles in his brain and remained in a coma for several days.
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they didn’t stand a chance of paying much of that bill out of pocket.
“...minimum Bodily Injury Liability coverage of $20,000 per injured person up to a total of $40,000 per accident,...”
Even those amounts might not have been available to the family. Those amounts are liability insurance - if it had been a multi-car accident, the insurance carrier of the driver held at fault would have paid those amounts.
I don’t know whether the insurance company would be required to pay its own policyholder the liability amount for bodily injury if the driver/policyholder were not held at fault, or even if he were.
In any event, you’re right - $20,000 per person isn’t going to cover much in a case like this.
sitetest
“...minimum Bodily Injury Liability coverage of $20,000 per injured person up to a total of $40,000 per accident,...”
Even those amounts might not have been available to the family. Those amounts are liability insurance - if it had been a multi-car accident, the insurance carrier of the driver held at fault would have paid those amounts.
I don’t know whether the insurance company would be required to pay its own policyholder the liability amount for bodily injury if the driver/policyholder were not held at fault, or even if he were.
In any event, you’re right - $20,000 per person isn’t going to cover much in a case like this.
sitetest