Great question!
Every article I've seen studiously avoids mention of a driver (or of the driver's car insurance). They're all worded something like this:
"Graeme and his 9-year-old sister, Gemma, were passengers in the family SUV in December 2004 when it hit a patch of black ice and slammed into a tree."
Seems to have been another case of an SUV driving itself.
The passive voice is the voice of a liar 90% of the time.
“Mistakes were made.”