Terminology misunderstanding: The article refers to malpractice premiums, not to your personal insurance premiums (to which the cost of malpractice premiums are only one of many contributing financial factors). I take you at your word that your personal insurance premiums have been increasing.
Actually, now that I think about it I am certain you are correct, since I read how Texas ERs are stuffed with vast numbers of illegal Mexican patients, getting "free" care (out of your wallet, since the money to treat them has to come from somewhere).
Oops, my bad. I’ve heard malpractice premiums have decreased to the point that a lot of doctors have been moving into Texas.
My point was legislators and lobbyists have been trying sell lower health care premiums as a result of malpractice caps. That hasn’t happened. The Texas legislature also told us the Lottery was going to benefit education. I have no knowledge of anyone’s shool district taxes being reduced, and this year, the Texas Plan B scholarships were ended because of a lack of funding. For these reasons, I take what “they” say with a grain of salt.
Sorry for the misunderstanding.