Just a nation of victims, we are.
Even if you're illiterate and don't understand the meaning of the word "adjustible", all you have to remember is the folksy aphorism "If something seems too good to be true, it usually is."
There is a bit of overstatement in this article. For example:
“While the debacle continues to unfold, millions of homeowners may never again obtain credit in this country, impacting the economy for a long time to come…perhaps as long as a decade.”
Even people that go bankrupt can start over in 7 years. Credit rating can be rebuilt over time. Federal law requires credit to flush out evens past 7 years.
How do they say “adjustible” in Spanish?
Felonious is as Felonious does.