[traditional1]

"If you’re full of unhealthy habits, don’t expect the rest of us to pay for your unhealthy lifestyle"

Try proposing that sex deviates or drug users paying more and you'll be charged with a "hate crime" !

[Lee'sGhost]

Smokers are drug users. Which makes your post more pertinent than you intended.

[ga medic]

Is there really a hate-crime associated with drug users?

For homosexuals the penalty would have to be based on the actual act, rather than who it was with. Plenty of heterosexuals engage in the same practices, and they would need to be penalized as well. Otherwise it would be considered discriminatory.

[gracesdad]

“Try proposing that sex deviates or drug users paying more and you’ll be charged with a “hate crime” !”

A large percentage of these companies already test for drugs. I you’re using illegal drugs they don’t raise your premium, they fire you.