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Here is an interesting paper from the Office of Personnel Management:

They call it The Gray Ceiling:

"This is further compounded by what is termed the “gray ceiling” – promising Xers in their 30s and early 40s find themselves stuck, unable to move up because the pathways to advancement are blocked by Baby Boomers postponing retirement. Much has been made of the impending “retirement tsunami,” particularly in the senior leadership ranks in the Federal sector, where some 70% are eligible or soon eligible to retire. However, “eligibility” to retire does not mean “able” to retire."

I get really offended by the X’rs whining, that the boomers busted the bank.

Born in ‘62, I am paying for all of your silliness, and my parents, and my grandparents...

Used to fight like crazy with my Grandad. I was really offended by the idea, that the Fed was taking thousands out of my pocket every month, and putting it in his. He was fairly well to do, while I was trying to feed three kids on a victory garden.

The system sucks. It is a dang ponzi scheme.

But you are not even near the one holding the bag. Heck, you aren’t a quarter to the one holding the bag.

Look at the actuarial tables - 1962 sucks. You pay for everything, you get nothing.

So when X’rs whine, I want to slap them silly.