The courts will not let you change the system. Only certain citizens have their credit affected. Jose, however, spends 3 weeks in your hospital and moves on after changing his name to Juan. Their aren’t enough people left to “affect their credit”. If you aren’t insured, 5000/day is simply beyond reason and you go bankrupt.
The court's Constitutional power does not include the installation of systems. THeir power does include judging and eforcing contractual obligations, which is what paying an emergency room bill amounts to.
"Only certain citizens have their credit affected. Jose, however, spends 3 weeks in your hospital and moves on after changing his name to Juan."
Yeah, I already covered that. I do not want to pay into a pool that covers people that continuously eat up the money with their own fool behavior, or into a system that upholds a high priced monopoly. Nor do I desire to follow nanny rules, that are based on the idea that all are created equal and equivalent to the least common denominator of idiot.
"If you aren’t insured, 5000/day is simply beyond reason and you go bankrupt."
You're right. $5000 is beyond reason and it's ridiculous for most things. I'll never seek out services like that, unless I choose to be insured. The monopoly should be broken, so that there are lower cost alternatives. Anything else is authoritarian socialism.