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To: curiosity
people who can afford health insurance but don't buy it are being as irresponsible as people who don't buy auto insurance.

Not necessarily.

If someone without auto insurance slams into my vehicle, kids or home, I stand to lose millions if that slammer has no money.

If someone gets sick and doesn't have insurance, it doesn't affect me personally at all.

Yes, you could argue that we as a society must collectively pay for emergency rooms/hospitals.

But that doesn't pan out when you consider that many people who DON't have health insurance simply spend LESS on health care, not more.

Those who are covered by health plans (especially those covered by employers) will go to the doctor waaay more, studies show.

If a non-covered person gets sick and dies, it in fact costs society less than if they were covered by Medicaid or Medicare, or whichever.

38 posted on 08/28/2007 3:58:59 AM PDT by Edit35
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To: MojoWire
If someone gets sick and doesn't have insurance, it doesn't affect me personally at all.

Sure it does. If he goes to the emergency room, he'll get treated for free, causing your healthcare costs to go up. If he gets a contageous disease, he might spread it to you.

But that doesn't pan out when you consider that many people who DON't have health insurance simply spend LESS on health care, not more.

Yeah, but the difference is, when they don't have health insurance, they're spending your money. When they have health insurance, they're spending their own.

Those who are covered by health plans (especially those covered by employers) will go to the doctor waaay more, studies show.

Yeah, but it's not on your dime.

If a non-covered person gets sick and dies, it in fact costs society less than if they were covered by Medicaid or Medicare, or whichever.

What if they have kids or dependents? A breadwinner getting sick dying means all of them become wards of the state. What if the person doesn't get immunized, or gets a contageous disease and spread it? The costs of that are huge.

52 posted on 08/28/2007 8:29:54 AM PDT by curiosity
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